WaveCalc
Main
Plan the next payday without turning your screen into a spreadsheet maze.
Money plan
Set money aside for savings, bills, car costs, and anything else that is not a subscription.
| Name | Type | Amount | Happens | Due day monthly date | Per payday | Money into | |
|---|---|---|---|---|---|---|---|
| Subscriptions | Auto | £0.00 / month | Tracker | 0 active | £0.00 | Subscriptions | |
| Credit cards | Auto | £0.00 / month | Tracker | 0 active | £0.00 | Various | |
| Spending | Leftover | £0.00 / month | £0.00 | Account |
Payday forecast
Average mode smooths money across the year. Selected month mode splits by actual paydays.
Subscriptions tracker
Add recurring subscriptions here. Choose the payment account in Settings.
| Subscription | Cost | Renews | Due day monthly date | Per payday | Monthly | |
|---|---|---|---|---|---|---|
| Total | £0.00 | £0.00 |
Credit card tracker
Add cards, choose payment accounts, and set a monthly target payment for each one.
| Card | Balance | Limit | Due day | Min / target | Pay from | Per payday | Utilisation | |
|---|---|---|---|---|---|---|---|---|
| Total | £0.00 | £0.00 | £0.00 / month | £0.00 | 0% |
Manage accounts
Create, rename, or remove accounts. Select the subscription payment account in Settings.
Profiles
My budget
Saved locally
Settings
Tell WaveCalc when money arrives, where it lands, and what account keeps day-to-day spending.